What we Cover

Travel Insurance Summary of cover - United Kingdom / Ireland Residents

The following table is only a summary of the main cover limits. You should read the rest of this policy for the full terms and conditions and to understand when these benefits may apply. The cover level selected is shown on your Certificate of Insurance.

Summary of Benefits

 Note: Limits shown are per person insured. Certain additional limits apply to children under 16 years old. See individual sections for details.

Section      Benefit                                                     Standard                      Explorer          Excess                                          

Section 1

Cancellation

£3,000

£5,000

£75

 

Tuition/Course Fees

£1,000

£1,500

£75

Section 2

Curtailment

£3,000

£5,000

£75

Section 3

Trip Interruption

Not covered

£1,500

£75

Section 4

Emergency Medical Expenses

£5 million

£10 million

£100

 

Emergency Dental Treatment (pain relief only)

£300

£500

£100

 

Funeral Expenses Abroad

£5,000

£5,000

£100

 

Outpatient Physiotherapy Treatment

£150

£500

£100

 

Post Assault Counselling

Not covered

£250

£100

Section 5

Hospital Benefit

20/24 hrs. 200 max

50/24 hrs. 1000 max

N/A

Section 6

Personal Accident (permanent total disablement, loss of limbs, loss of sight)

£10,000

£25,000

N/A

Section 7

Baggage & Personal Belongings

 

 

 

 

Personal Baggage

£1,000

£2,000

£75

 

Single Item Limit

£100

£250

£75

 

Total Valuables Limit

£250

£500

£75

 

Delayed Baggage (after 24 hrs.)

£100

£200

N/A

 

Specified Items (optional)

£1,250

£2,000

£75

 

Single item Limit (for specified items)

£400

£750

£75

Section 8

Money

Not covered

£500

£75

 

Cash Limit

Not covered

£200

£75

 

Cash Limit (under 16)

Not covered

£50

N/A

Section 9

Loss of Passport / Drivers Licence and other travel documents

£300

£600

N/A

Section 10

Travel Delay & Abandonment

Not covered

Included

£75

 

Travel Delay

Not covered

50/12 hrs.200 max

£75

 

Trip Abandonment (after 24 hrs.)

Not covered

Up to Cancellation limit

£75

 

Additional Travel and Accommodation

Not covered

£1,000

£75

Section 11

Missed Departure

Not covered

£1,000

£75

Section 12

Uninhabitable Accommodation

Not covered

£1,000

£75

Section 13

Political Unrest and Natural Catastrophe Evacuation Expenses

Not covered

£10,000

£75

Section 14

Personal Liability

£2 million

£2 million

£150

Section 15

Legal Expenses

£5,000

£25,000

£150

Section 16

Hijack

Not covered

100/24 hrs. 
2,000 max

Section 17

Work, Sports & Activities Level 1

Included

Included

See section 1 to 16 for the applicable excess

 

Work, Sports & Activities Level 2

Optional

Optional

 

Work, Sports & Activities Level 3

Optional

Optional

 

Work, Sports & Activities Level 4

Optional

Optional

Section 18

Collision Damage Waiver Excess

Not covered

Included

N/A

 

Accident Damage Excess Reimbursement

Not covered

£1,500

N/A

 

Rental Car Key Cover

Not covered

£500

N/A

Section 19

Financial Failure Protection

£3,000

£5,000

£75

 

WorldNomads.com Pty Limited (ABN 62 127 485 198 AR 343027) is an Authorised Representative of Cerberus Special Risks Pty Limited (ABN 81 115 932 173 AFSL 308461), and markets and distributes insurance products of Bupa Denmark (Bupa Global Travel), branch of Bupa Insurance Limited, 15-19 Bloomsbury Way, London, WC1A 2BA (No. 3956433). World Nomads Limited Company (05443592) is an Appointed Representative of Millstream Underwriting Limited, 145 Leadenhall St, London EC3V 4QT (FCA 308584). World Nomads (Canada) Ltd (BC0700178, ON-1708111, SK-101206919, MB-853797942) is a licensed agent for AIG Insurance Company of Canada, 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8. World Nomads, Inc. (15854422), in CA dba World Nomads Travel Insurance Services (0I46621), provides Insurance underwritten by Nationwide Mutual Insurance Company and affiliated companies, Columbus, OH. All of the information we provide about travel insurance is a brief, general summary. It doesn't take into account your personal situation, what you want or might need. Before you buy, it's important to consider what product is right for you and you should carefully read all policy documents, including the Policy Wording/Product Disclosure Statement/Certificate/Policy/Product Guide, to understand what's covered, what's not covered and the limits, terms and conditions which may apply. World Nomads is located at: Level 21, 680 George Street, Sydney, NSW 2000 Australia.